The official account table
These are the numbers TPT publishes for its futures accounts. Note the last column — it is the one that matters most, and the one people misread.
| Account | Max position | Profit target | Max trailing drawdown | Drawdown as % of account |
|---|---|---|---|---|
| $25,000 | 3 contracts | $1,500 | $1,500 | 6.0% |
| $50,000 | 6 contracts | $3,000 | $2,000 | 4.0% |
| $75,000 | 9 contracts | $4,500 | $2,500 | 3.3% |
| $100,000 | 12 contracts | $6,000 | $3,000 | 3.0% |
| $150,000 | 15 contracts | $9,000 | $4,500 | 3.0% |
The final column is ours, not theirs, and it is the reason this table is worth reading twice. The drawdown does not scale with the account. A 25k gives you 6% of room; a 150k gives you 3%. In percentage terms the big account is twice as tight.
Traders routinely upgrade from a 25k to a 150k, keep trading the same way with six times the size, and are surprised when it ends quickly. It ends quickly because they bought half the proportional room. The profit target scales linearly at 6% of account; the risk allowance does not.
There is no daily loss rule — and that is the problem
TPT lists the daily loss rule as None on Test, PRO and PRO+ alike. Most firms give you a daily wall that stops the bleeding: hit it, the platform locks you out, you come back tomorrow with the account intact. TPT has no such wall.
What that means in practice: there is nothing between a bad morning and account death except the trailing drawdown. A trader who would have been stopped out at −$1,000 on Topstep can keep going here until the account is simply gone. The absence of a daily limit does not reduce your risk — it removes the safety net and hands the discipline back to you.
The practical fix: set your own daily stop and treat it as if the platform enforced it. In the calculator, put a self-imposed daily figure into the Daily Loss Limit field rather than leaving it at the full trailing drawdown. If you are willing to lose your whole drawdown in one session, you do not have a risk plan.
How the trailing drawdown actually moves
Using the 25k as TPT's own worked example:
- Trailing drawdown is $1,500, so your minimum account balance starts at $23,500.
- You make $1,000 on day one. Your end-of-day balance is $26,000.
- The minimum balance moves up to $24,500 — still $1,500 behind your highest end-of-day balance.
- It keeps following you up until it reaches your original starting balance of $25,000. At that point it stops trailing and stays fixed forever.
Two consequences most people miss. First, the threshold never moves back down — a good day permanently raises the floor. Second, once the floor reaches your starting balance you are effectively safe from ever losing your own deposit-equivalent, which is why grinding to that point before taking size is the single highest-value thing you can do on a TPT account.
Until you reach it, your real risk budget is the gap between your current balance and the current minimum — not the headline drawdown number, and definitely not your account size.
The Test → PRO switch that kills funded accounts
This is the detail worth more than everything else on this page.
- Test: drawdown is calculated end of day. Intraday dips do not count. You can be deep underwater at noon and fine at the close.
- PRO: drawdown switches to intraday. Now every unrealised tick against you counts, in real time, including open-position losses.
- PRO+: back to end of day, with a 90/10 split and no buffer requirement.
A trader passes the Test using a strategy that survives on end-of-day maths — wide stops, holding through adverse moves, letting trades breathe. The same strategy on a PRO account gets liquidated in the first week, because the intraday floor catches the exact drawdowns the Test forgave. Nothing about their trading changed. The measurement changed.
If you have just been funded, size down for the first fortnight. Not because you got worse, but because the rule you are trading against is a different rule.
The contract cap is a hard rule, not a suggestion
A 50k account allows 6 contracts. If your stop is tight enough that a risk-based calculation says 40 contracts, you still cannot take 40 — exceeding max position size breaches the account on its own, no matter how small the dollar risk was.
This calculator enforces that cap. Select a TPT preset and it will floor your size at the firm's limit and tell you it has done so, rather than handing you a number that would end the account the moment you clicked buy.
Worked example — MNQ on a TPT 50k
Micro Nasdaq, $0.50 per tick, 40-tick stop, using the full $2,000 trailing drawdown as the outer bound:
- Risk per contract = 40 × $0.50 = $20.
- A 0.8% risk budget on 50k is $400 → 400 ÷ 20 = 20 contracts.
- The firm cap floors that to 6 contracts. Actual risk = 6 × $20 = $120.
- $120 is 6% of your entire $2,000 trailing drawdown — on a single trade.
That last line is the honest framing. Sixteen losing trades of that size and the account is gone, with no daily limit to stop you getting there in an afternoon.
Open calculator with preset
Because TPT has no daily loss rule, the presets load the trailing drawdown into the Daily Loss Limit field — that is your true distance to liquidation at account start. Lower it to your own self-imposed daily stop for a more conservative size.
Common questions
Does Take Profit Trader offer CFDs or forex?
No — futures only. As with Apex and Topstep, the nearest FX equivalent is CME FX futures such as 6E, if they are on your approved product list.
What is the consistency rule?
It applies to Test accounts, and requires that no single day makes up an outsized share of your total profit. The practical effect is that you cannot pass on one lucky session — you have to spread the gain across your minimum trading days.
Why does the calculator give me fewer contracts than my broker allows?
Because it applies the firm's cap as well as your risk budget, and takes whichever is smaller. Your broker's margin will happily let you exceed TPT's position limit; TPT will close the account for it.